Alberto Arilla is Head of Global SWIFT Operations at BBVA and is also the Chairperson of the SWIFT Spanish User Group. As such he leads and manages all the SWIFT related projects and initiatives at BBVA as we as representing the Spanish Financial Community within SWIFT. Alberto is a graduate in Business Administration and holds a Masters degree in. Stock Market from IEB Business School. Prior to joining BBVA he worked in other financial institutions including Banco Santander and Commerzbank as well as in the automotive industry with General Motors.