Altona Widjaja is a coder by training with Masters in Knowledge Engineering from National University of Singapore. Altona joins OCBC over 10 year ago in the technology unit from there he has held wide ranging portfolio from Treasury system analyst, project delivery manager, led the Project Management Office in Indonesia operations that delivered. multiple projects from technology deployment to retail banking management and Senior Program Manager in Group COO Office where he oversees strategic projects in OCBC Bank. Today he runs The Open Vault, the Fintech and Innovation arm of OCBC Group. Where he oversees the development of the Fintech acceleration program, Fintech solution development and Innovation culture building for OCBC Group. He has built key enablers for experimentation/innovation process in OCBC Group, build the data sandbox platform, drive projects in area of KYC, AML, Trade finance, Blockchain and Machine learning Altona is passionate in technology as an enabler and challenging status quo.